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		<loc>https://berendsonacademy.com/books/practical-tips-for-committee-chairs-3/</loc>
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		<loc>https://berendsonacademy.com/books/practical-guide-for-success/</loc>
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		<loc>https://berendsonacademy.com/books/power-up-the-consent-agenda-3/</loc>
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		<loc>https://berendsonacademy.com/books/post-disaster-water-treatment-3/</loc>
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		<loc>https://berendsonacademy.com/books/policy-tips-to-deal-with-noisy-neighbors-3/</loc>
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		<loc>https://berendsonacademy.com/books/policy-samples-packet-5/</loc>
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		<loc>https://berendsonacademy.com/books/policy-rules-3/</loc>
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		<loc>https://berendsonacademy.com/books/policy-repairs-and-maintenance-guidance-3/</loc>
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		<loc>https://berendsonacademy.com/books/policy-rent-arrears/</loc>
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		<loc>https://berendsonacademy.com/books/policies-now-that-ive-got-them-what-do-i-do-with-them-3/</loc>
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		<loc>https://berendsonacademy.com/books/plans-programs-and-policies-of-the-cooperative-3/</loc>
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		<loc>https://berendsonacademy.com/books/plain-and-simple-governance/</loc>
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		<loc>https://berendsonacademy.com/books/picking-up-the-pieces-after-a-disaster-3/</loc>
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		<lastmod>2025-10-12T21:24:26+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/parliamentary-procedures-roberts-rules-of-order-update-reivew/</loc>
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		<loc>https://berendsonacademy.com/books/parliamentary-procedures-best-practices-5/</loc>
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		<loc>https://berendsonacademy.com/books/parliamentary-procedure-rp/</loc>
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		<loc>https://berendsonacademy.com/books/parliamentary-procedure-in-action-3/</loc>
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		<loc>https://berendsonacademy.com/books/parliamentary-procedure-handbook-2017-2021-3/</loc>
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		<loc>https://berendsonacademy.com/books/parliamentary-procedure-handbook-3/</loc>
		<lastmod>2025-10-12T21:23:03+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/parliamentary-procedure-guidelines-for-local-3/</loc>
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		<loc>https://berendsonacademy.com/books/parliamentary-procedure-at-a-glance-3-3/</loc>
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		<loc>https://berendsonacademy.com/books/parliamentary-procedure-at-a-glance-2-3/</loc>
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		<loc>https://berendsonacademy.com/books/parliamentary-procedure-association-meetings-3/</loc>
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		<loc>https://berendsonacademy.com/books/parliamentary-procedure-at-a-glance-5/</loc>
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		<loc>https://berendsonacademy.com/books/parliamentary-motions-guide-3/</loc>
		<lastmod>2025-10-12T21:21:51+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/parking-rules-addendum-3/</loc>
		<lastmod>2025-10-12T21:21:37+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/overview-of-research-of-cooperative-finance-3/</loc>
		<lastmod>2025-10-12T21:21:23+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/overhead-cost-definitions-3/</loc>
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		<loc>https://berendsonacademy.com/books/over-housing-under-the-rental-assistance-program-3/</loc>
		<lastmod>2025-10-12T21:21:04+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/out-of-reach-the-high-cost-of-living-3/</loc>
		<lastmod>2025-10-12T21:20:54+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/out-of-reach-the-high-cost-of-housing-3/</loc>
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		<loc>https://berendsonacademy.com/books/orientation-to-cooperatives-3/</loc>
		<lastmod>2025-10-12T03:41:43+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/orientation-to-co-ops-and-to-wheatsville-co-op-for-co-op-employees-3/</loc>
		<lastmod>2025-10-12T03:41:32+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/orientation-should-stress-governance-5/</loc>
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		<loc>https://berendsonacademy.com/books/orientation-should-be-more-than-a-familiarization-tour-3/</loc>
		<lastmod>2025-10-12T03:41:03+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/orientation-coop-food-members/</loc>
		<lastmod>2025-10-12T03:40:53+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/organizations-serving-cooperatives/</loc>
		<lastmod>2025-10-12T03:40:34+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/organizational-growth-and-development/</loc>
		<lastmod>2025-10-12T03:40:18+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/organization-charts-5/</loc>
		<lastmod>2025-10-12T03:39:59+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/organization-and-management-of-cooperative-housing-associations-3/</loc>
		<lastmod>2025-10-12T03:39:47+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/opportunities-to-enhance-cooperatives-long-term-success-strategic-planning-3/</loc>
		<lastmod>2025-10-12T03:39:30+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/opportunities-in-cooperatives-a-leaders-program-for-youth-5/</loc>
		<lastmod>2025-10-12T03:39:18+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/operations-and-governance-checklists-and-assessment-tools-for-chapters-and-components-3/</loc>
		<lastmod>2025-10-12T03:38:59+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/operational-review-on-site-guide-3/</loc>
		<lastmod>2025-10-12T03:38:36+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/operation-of-the-cooperative-3/</loc>
		<lastmod>2025-10-12T03:38:16+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/operating-framework-business-model/</loc>
		<lastmod>2025-10-12T03:38:06+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/one-voice-and-messaging-by-the-board-3/</loc>
		<lastmod>2025-10-12T03:37:51+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/on-the-relative-advantage-of-cooperatives-3/</loc>
		<lastmod>2025-10-12T03:37:30+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/on-creating-simple-accessible-budgets-for-small-coops-3/</loc>
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		<loc>https://berendsonacademy.com/books/officers-of-the-cooperative-3/</loc>
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		<loc>https://berendsonacademy.com/books/officers-handbook-3/</loc>
		<lastmod>2025-10-12T03:36:52+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/office-of-fair-housing-and-equal-opportunity-disaster-toolkit-3/</loc>
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		<lastmod>2025-10-12T03:36:29+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/nsda-board-of-directors-handbook-3/</loc>
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		<loc>https://berendsonacademy.com/books/notes-for-field-trainer-3/</loc>
		<lastmod>2025-10-12T03:36:02+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/not-your-fathers-oldsmobile-3/</loc>
		<lastmod>2025-10-12T03:35:46+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/north-american-bison-cooperative-3/</loc>
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		<loc>https://berendsonacademy.com/books/nonprofit-operating-reserves-and-policy-examples-3/</loc>
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		<loc>https://berendsonacademy.com/books/nonprofit-nonprofit-board-self-assessment/</loc>
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		<loc>https://berendsonacademy.com/books/nonprofit-needs-assessment-5/</loc>
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		<loc>https://berendsonacademy.com/books/nonprofit-leadership-and-organizational-excellence-assessment-tool-3/</loc>
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		<loc>https://berendsonacademy.com/books/nonprofit-impact-matters-5/</loc>
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		<loc>https://berendsonacademy.com/books/nonprofit-governance-index-3/</loc>
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		<loc>https://berendsonacademy.com/books/nonprofit-board-committee-members-who-should-serve-on-which-committee-3/</loc>
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		<loc>https://berendsonacademy.com/books/nonprofit-board-basics-guide-for-leaders/</loc>
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		<loc>https://berendsonacademy.com/books/non-profit-governance-index_2012-3/</loc>
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		<loc>https://berendsonacademy.com/books/nominating-flow-chart-example-3/</loc>
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		<loc>https://berendsonacademy.com/books/no-text-zone-heres-how-you-should-communicate-with-fellow-board-members-4/</loc>
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		<loc>https://berendsonacademy.com/books/new-cooperative-and-community-led-homes-7/</loc>
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		<loc>https://berendsonacademy.com/books/new-year-clean-slate-for-governance-2/</loc>
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		<loc>https://berendsonacademy.com/books/new-year-new-changes-3/</loc>
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		<loc>https://berendsonacademy.com/books/new-on-the-board-ask-questions-3/</loc>
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		<loc>https://berendsonacademy.com/books/new-liability-ruling-how-does-it-affect-boards-3/</loc>
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		<loc>https://berendsonacademy.com/books/new-cooperative-community-led-homes-3/</loc>
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		<loc>https://berendsonacademy.com/books/national-housing-cooperatives-case-law-survey-5/</loc>
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		<loc>https://berendsonacademy.com/books/nahc-basics-for-treasurers-2010-3/</loc>
		<lastmod>2025-10-12T03:26:42+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/nahc-basics-for-board-treasurers-2011-3/</loc>
		<lastmod>2025-10-12T03:26:30+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/mutuality-and-accountability-in-the-housing-association-sector-5/</loc>
		<lastmod>2025-10-12T03:26:17+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/multifamily-note-3/</loc>
		<lastmod>2025-10-12T03:25:54+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/multifamily-mortgage-assignment-of-rents-and-security-agreement-3/</loc>
		<lastmod>2025-10-12T03:25:43+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/msu-student-housing-cooperative-incorporated-mission-statement-3/</loc>
		<lastmod>2025-10-12T03:25:28+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/monthly-report-of-excess-income-3/</loc>
		<lastmod>2025-10-12T03:25:15+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/monthly-management-reports-to-the-board-5/</loc>
		<lastmod>2025-10-12T03:25:02+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/model-policies-procedures-repairs-maintenance-3/</loc>
		<lastmod>2025-10-12T03:24:52+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/model-policies-procedures-rent-3/</loc>
		<lastmod>2025-10-12T03:24:40+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/model-induction-checklist-7/</loc>
		<lastmod>2025-10-12T03:24:29+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/mission-statement-vs-vision-statement-3/</loc>
		<lastmod>2025-10-12T03:24:19+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/missing-in-action-board-meeting-attendance-2/</loc>
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		<loc>https://berendsonacademy.com/books/misguided-practices-3/</loc>
		<lastmod>2025-10-12T03:23:59+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/minas-guide-to-minute-taking-6/</loc>
		<lastmod>2025-10-12T03:23:48+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/michigan-cooperative-housing-history-and-case-law-4/</loc>
		<lastmod>2025-10-12T03:23:33+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/mi-housing-coop-law-3/</loc>
		<lastmod>2025-10-12T03:23:21+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/mhdc-developers-guide-for-multifamily-programs-3/</loc>
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		<loc>https://berendsonacademy.com/books/mhdc-developers-guide-3/</loc>
		<lastmod>2025-10-12T03:23:01+00:00</lastmod>
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		<lastmod>2025-10-12T03:22:48+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/membership-cert-4/</loc>
		<lastmod>2025-10-12T03:22:35+00:00</lastmod>
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		<lastmod>2025-10-12T03:22:12+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/membership-agreement-3/</loc>
		<lastmod>2025-10-12T03:22:03+00:00</lastmod>
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		<lastmod>2025-10-12T03:21:52+00:00</lastmod>
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		<lastmod>2025-10-12T03:21:40+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/meetings-and-decision-making-3/</loc>
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		<loc>https://berendsonacademy.com/books/managing-your-manager-uhab-3/</loc>
		<lastmod>2025-10-12T03:17:19+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/managing-your-manager-5/</loc>
		<lastmod>2025-10-12T03:17:04+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/managing-your-cooperative-equity-3/</loc>
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		<loc>https://berendsonacademy.com/books/managing-restricted-funds-3/</loc>
		<lastmod>2025-10-12T03:16:33+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/managing-cooperative-antitrust-risk-3/</loc>
		<lastmod>2025-10-12T03:16:22+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/managing-collaboration-risks-3/</loc>
		<lastmod>2025-10-12T03:16:11+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/managing-cash-flow-3/</loc>
		<lastmod>2025-10-12T03:15:55+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/management-survey-guide-3/</loc>
		<lastmod>2025-10-12T03:15:35+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/management-model-enabling-staff-3/</loc>
		<lastmod>2025-10-12T03:15:26+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/management-housing-assets-guide-3/</loc>
		<lastmod>2025-10-12T03:15:00+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/management-entry-profile-3/</loc>
		<lastmod>2025-10-12T03:14:40+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/management-contingency-succession-plan-3/</loc>
		<lastmod>2025-10-12T03:14:20+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/management-marketing-plan-3/</loc>
		<lastmod>2025-10-12T03:14:09+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/making-community-partnership-work-a-toolkit-3/</loc>
		<lastmod>2025-10-12T03:13:46+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/making-affordable-housing-a-reality-in-cities/</loc>
		<lastmod>2025-10-12T03:13:15+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/make-the-most-of-your-annual-board-meeting-5/</loc>
		<lastmod>2025-10-12T03:13:03+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/make-more-out-of-meeting-3/</loc>
		<lastmod>2025-10-12T03:12:50+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/make-good-use-of-the-treasurer-3/</loc>
		<lastmod>2025-10-12T03:12:37+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/maintenance-policy-3/</loc>
		<lastmod>2025-10-12T03:12:22+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/maintenance-planning-in-your-housing-cooperative-3/</loc>
		<lastmod>2025-10-12T03:12:07+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/main-street-executive-leadership-handbook-3/</loc>
		<lastmod>2025-10-12T03:11:45+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/main-street-board-members-handbook-3/</loc>
		<lastmod>2025-10-12T03:11:23+00:00</lastmod>
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		<lastmod>2025-10-12T03:11:09+00:00</lastmod>
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		<lastmod>2025-10-12T03:10:57+00:00</lastmod>
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		<lastmod>2025-10-12T03:10:46+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/lining-up-leadership-3/</loc>
		<lastmod>2025-10-12T03:10:19+00:00</lastmod>
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		<lastmod>2025-10-12T03:10:07+00:00</lastmod>
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		<lastmod>2025-10-12T03:09:54+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/limited-cooperative-association-statutes-an-update-6/</loc>
		<lastmod>2025-10-12T03:09:40+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/limited-cooperative-association-statutes-an-update-5/</loc>
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		<loc>https://berendsonacademy.com/books/limited-cooperative-association-status-3/</loc>
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		<loc>https://berendsonacademy.com/books/legal-primer-3/</loc>
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		<loc>https://berendsonacademy.com/books/legal-manual-for-small-rural-home-cooperatives-4/</loc>
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		<lastmod>2025-10-12T03:07:27+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/leading-with-intent-2017-report-3/</loc>
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		<lastmod>2025-10-12T03:06:07+00:00</lastmod>
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		<lastmod>2025-10-12T03:05:30+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/leadership-guide-3/</loc>
		<lastmod>2025-10-12T03:05:18+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/leader-training-for-women-leaders-of-cooperatives-3/</loc>
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		<loc>https://berendsonacademy.com/books/knowing-your-governing-documents-3/</loc>
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		<loc>https://berendsonacademy.com/books/key-questions-to-ask-before-joining-a-board-3/</loc>
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		<loc>https://berendsonacademy.com/books/keeping-your-records-straight-3/</loc>
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		<lastmod>2025-10-12T03:03:14+00:00</lastmod>
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		<lastmod>2025-10-12T02:39:17+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/home-affordability-report-3/</loc>
		<lastmod>2025-10-12T02:39:04+00:00</lastmod>
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		<lastmod>2025-10-12T02:38:36+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/history-of-nonprofits-3/</loc>
		<lastmod>2025-10-12T02:38:28+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/history-of-cooperatives-uw-3/</loc>
		<lastmod>2025-10-12T02:38:12+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/history-of-cooperatives-in-the-united-states-an-overview-3/</loc>
		<lastmod>2025-10-12T02:38:04+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/hierarchy-of-governing-documents-3/</loc>
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		<loc>https://berendsonacademy.com/books/help-wanted-in-committees-3/</loc>
		<lastmod>2025-10-12T02:37:06+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/hc1-5-overview-of-affordable-housing-indicators-3/</loc>
		<lastmod>2025-10-12T02:36:56+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/harassment-policy-3/</loc>
		<lastmod>2025-10-12T02:36:31+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/handling-conflict-during-board-meetings-3/</loc>
		<lastmod>2025-10-12T02:36:15+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/handbook-on-cooperatives-for-use-by-workers-organizations-5/</loc>
		<lastmod>2025-10-12T02:36:04+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/guiding-principles-and-board-values-3/</loc>
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		<loc>https://berendsonacademy.com/books/guiding-principles-3/</loc>
		<lastmod>2025-10-12T02:35:39+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/guidelines-for-co-operative-elections-3/</loc>
		<lastmod>2025-10-12T02:35:25+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/guidelines-for-running-effective-democratic-meetings-3/</loc>
		<lastmod>2025-10-12T02:35:15+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/guidelines-for-cooperative-legislation-3-revised-edition-3/</loc>
		<lastmod>2025-10-12T02:34:57+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/guidelines-for-cooperative-legislation-2nd-edition-3/</loc>
		<lastmod>2025-10-12T02:34:42+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/guide-to-nonprofit-governance-2019-3/</loc>
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		<loc>https://berendsonacademy.com/books/guide-to-investment-policy-for-housing-co-operatives/</loc>
		<lastmod>2025-10-12T02:33:41+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/guide-to-hiring-property-management-services-through-a-request-for-proposals-5/</loc>
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		<loc>https://berendsonacademy.com/books/guide-to-hiring-a-housing-co-op-manager-3/</loc>
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		<loc>https://berendsonacademy.com/books/guide-to-federal-bylaws-3/</loc>
		<lastmod>2025-10-12T02:33:03+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/guide-to-better-governance-3/</loc>
		<lastmod>2025-10-12T02:32:32+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/guidance-notes-to-the-co-operative-principles-3/</loc>
		<lastmod>2025-10-12T02:32:17+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/group-home-inspection-3/</loc>
		<lastmod>2025-10-12T02:31:50+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/group-think-at-board-meetings-3/</loc>
		<lastmod>2025-10-12T02:31:33+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/grievance-policy-procedure-3/</loc>
		<lastmod>2025-10-12T02:31:19+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/great-meeting-ground-rules/</loc>
		<lastmod>2025-10-12T02:30:57+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/governing-in-a-time-of-crisis-10-action-items-for-board-3/</loc>
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		<loc>https://berendsonacademy.com/books/governance-vs-management-template-3/</loc>
		<lastmod>2025-10-12T02:30:07+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/governance-index_2004-3/</loc>
		<lastmod>2025-10-12T02:29:58+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/governance-tip-sheet-3/</loc>
		<lastmod>2025-10-12T02:29:46+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/governance-structures-and-the-value-of-the-firm-3/</loc>
		<lastmod>2025-10-12T02:29:35+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/governance-review-3/</loc>
		<lastmod>2025-10-12T02:29:20+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/governance-makeover/</loc>
		<lastmod>2025-10-12T02:29:09+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/governance-how-cooperatives-are-controlled-3/</loc>
		<lastmod>2025-10-12T02:28:48+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/governance-guide-to-nonprofit-governance-2/</loc>
		<lastmod>2025-10-12T02:28:32+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/governance-efficiencies-3/</loc>
		<lastmod>2025-10-12T02:28:17+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/governance-during-a-pandemic-3/</loc>
		<lastmod>2025-10-12T02:28:00+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/governance-and-related-topics-501c3-organizations-3/</loc>
		<lastmod>2025-10-12T02:27:50+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/governance-and-management-guidance-for-co-operative-and-community-led-housing-3/</loc>
		<lastmod>2025-10-12T02:27:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/governance-and-finance-policy-guidance-5/</loc>
		<lastmod>2025-10-12T02:27:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/govern-more-manage-less-3/</loc>
		<lastmod>2025-10-12T02:27:07+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/got-the-agenda-now-what-5/</loc>
		<lastmod>2025-10-12T02:26:57+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/golden-rule-guide-to-the-rules-5/</loc>
		<lastmod>2025-10-12T02:26:42+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/global-age-friendly-cities-a-guide-3/</loc>
		<lastmod>2025-10-12T02:26:25+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/giving-receiving-criticism-6/</loc>
		<lastmod>2025-10-12T02:26:11+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/give-yourself-a-100-3/</loc>
		<lastmod>2025-10-12T02:25:56+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/getting-our-co-op-principles-right-3/</loc>
		<lastmod>2025-10-12T02:25:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/getting-management-right-3/</loc>
		<lastmod>2025-10-12T02:25:26+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/getting-governance-right-5/</loc>
		<lastmod>2025-10-12T02:25:13+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/general-board-guidelines-board-governs-and-the-staff-manages/</loc>
		<lastmod>2025-10-12T02:25:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/gap-report_2022-3/</loc>
		<lastmod>2025-10-12T02:24:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/gaining-altitude-at-board-meetings-3/</loc>
		<lastmod>2025-10-12T02:24:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/fundamentals-of-good-governance-3/</loc>
		<lastmod>2025-10-12T02:24:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/from-tactical-to-strategic-thinking-3/</loc>
		<lastmod>2025-10-12T02:24:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/from-good-to-great-governance-3/</loc>
		<lastmod>2025-10-12T02:23:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/four-pillars-of-cooperative-governance-3/</loc>
		<lastmod>2025-10-12T02:23:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/fostering-cooperative-resilience-during-the-covid-19-pandemic-3/</loc>
		<lastmod>2025-10-12T02:23:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/for-every-action-there-is-a-reaction-3/</loc>
		<lastmod>2025-10-12T02:22:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/focused-board-meetings-3/</loc>
		<lastmod>2025-10-12T02:22:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/fluctuating-income-income-averaging-3/</loc>
		<lastmod>2025-10-12T02:22:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/flawless-strategic-planning-before-during-after-3/</loc>
		<lastmod>2025-10-12T02:22:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/five-year-strategic-plan-3/</loc>
		<lastmod>2025-10-12T02:21:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/five-elements-assessment-survey-5/</loc>
		<lastmod>2025-10-12T02:21:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/first-bite-conflicts-of-interest-3/</loc>
		<lastmod>2025-10-12T02:21:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/financing-cooperatives-3/</loc>
		<lastmod>2025-10-12T02:21:03+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/financing-cooperative-mutual-housing-3/</loc>
		<lastmod>2025-10-12T02:20:51+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/financial-management-guide-3/</loc>
		<lastmod>2025-10-12T02:20:34+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/financial-statement-review-questions/</loc>
		<lastmod>2025-10-12T02:20:23+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/financial-standing-orders-3/</loc>
		<lastmod>2025-10-12T02:20:03+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/financial-special-assessments/</loc>
		<lastmod>2025-10-12T02:19:53+00:00</lastmod>
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	<url>
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		<lastmod>2025-10-12T02:19:44+00:00</lastmod>
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	<url>
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	</url>
	<url>
		<loc>https://berendsonacademy.com/books/financial-literacy-for-nonprofit-boards-3/</loc>
		<lastmod>2025-10-12T02:18:45+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/financial-examples-of-action-plan-goals-3/</loc>
		<lastmod>2025-10-12T02:18:32+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/financial-capital-replacement-reserve-plans-3/</loc>
		<lastmod>2025-10-12T02:18:20+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/financial-aspects-of-strategic-planning-nahc-3/</loc>
		<lastmod>2025-10-12T02:18:10+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/finance-toolkit-3/</loc>
		<lastmod>2025-10-12T02:18:00+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/finance-self-audit-of-common-standards-3/</loc>
		<lastmod>2025-10-12T02:17:47+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/finance-committee-fundamentals-3/</loc>
		<lastmod>2025-10-12T02:17:35+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/fiduciary-duty-of-boards-3/</loc>
		<lastmod>2025-10-12T02:17:20+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/feasibility-study-outline-3/</loc>
		<lastmod>2025-10-12T02:17:10+00:00</lastmod>
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	<url>
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		<lastmod>2025-10-12T02:16:56+00:00</lastmod>
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	<url>
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		<lastmod>2025-10-12T02:16:46+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/false-starts-13-ways-to-blow-strategic-planning-3/</loc>
		<lastmod>2025-10-12T02:16:01+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/fair-housing-protected-classes/</loc>
		<lastmod>2025-10-12T02:15:40+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/fair-housing-equity-assessment-ver-2-3/</loc>
		<lastmod>2025-10-12T02:15:28+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/fair-housing-act-3/</loc>
		<lastmod>2025-10-12T02:15:14+00:00</lastmod>
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	<url>
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		<lastmod>2025-10-12T02:15:01+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/factors-behind-fonterra-shareholders-rejection-of-the-boards-restructuring/</loc>
		<lastmod>2025-10-12T02:14:49+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/fact-sheet-shelter-in-place/</loc>
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	<url>
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	<url>
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		<lastmod>2025-10-12T02:14:16+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/executive-sessions-why-who-what-and-how-6/</loc>
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	<url>
		<loc>https://berendsonacademy.com/books/executive-sessions-3/</loc>
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		<loc>https://berendsonacademy.com/books/executive-director-vs-management-company/</loc>
		<lastmod>2025-10-12T02:13:28+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/executive-director-position-description-3/</loc>
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	<url>
		<loc>https://berendsonacademy.com/books/excuses-excuses-excuses-3/</loc>
		<lastmod>2025-10-12T02:13:08+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/examples-of-housing-strategic-plans-3/</loc>
		<lastmod>2025-10-12T02:12:47+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/examples-of-action-plan-goals/</loc>
		<lastmod>2025-10-12T02:12:37+00:00</lastmod>
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	<url>
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	<url>
		<loc>https://berendsonacademy.com/books/everything-you-need-to-know-about-the-affordable-housing-debate-3/</loc>
		<lastmod>2025-10-12T02:11:58+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/everything-you-need-to-know-about-affordable-housing-3/</loc>
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		<lastmod>2025-10-12T02:10:58+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/evaluation-limited-equity-housing-coop-3/</loc>
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		<lastmod>2025-10-12T02:10:36+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/emergency-tips-for-people-with-visual-disabilities-3/</loc>
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		<loc>https://berendsonacademy.com/books/emergency-tips-for-people-with-environmental-illness-or-multiple-chemical-sensitivities-3/</loc>
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		<loc>https://berendsonacademy.com/books/emergency-tips-for-people-with-developmental-or-cognitive-disabilities-3/</loc>
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		<loc>https://berendsonacademy.com/books/emergency-tips-for-people-with-communication-and-speech-related-disabilities-3/</loc>
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		<loc>https://berendsonacademy.com/books/emergency-tips-for-people-with-mobility-disabilities-3/</loc>
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		<loc>https://berendsonacademy.com/books/emergency-preparedness-for-people-with-special-medical-needs-3/</loc>
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		<loc>https://berendsonacademy.com/books/emergency-preparedness-for-people-with-disabilities-3/</loc>
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		<loc>https://berendsonacademy.com/books/emergency-plan-for-people-with-disabilities-3/</loc>
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		<loc>https://berendsonacademy.com/books/emergency-evacuation-preparedness-3/</loc>
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		<loc>https://berendsonacademy.com/books/eliminating-regulatory-barriers-to-affordable-housing-5/</loc>
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		<loc>https://berendsonacademy.com/books/effective-governance-keeping-your-records-straight-3/</loc>
		<lastmod>2025-10-12T01:57:17+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/earthquake-tips-for-people-with-visual-disabilities-3/</loc>
		<lastmod>2025-10-12T01:56:56+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/earthquake-tips-for-owners-of-service-animals-and-pets-3/</loc>
		<lastmod>2025-10-12T01:56:41+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/early-co-operation-3/</loc>
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		<loc>https://berendsonacademy.com/books/dysfunctional-boards-symptoms-and-cures-6/</loc>
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		<loc>https://berendsonacademy.com/books/duties-and-responsibilities-of-cooperative-board-members-7/</loc>
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		<loc>https://berendsonacademy.com/books/due-diligence-for-directors-8/</loc>
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		<loc>https://berendsonacademy.com/books/dont-just-sit-there-3/</loc>
		<lastmod>2025-10-12T01:55:18+00:00</lastmod>
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	</url>
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		<loc>https://berendsonacademy.com/books/document-destruction-3/</loc>
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		<loc>https://berendsonacademy.com/books/do-risk-training-guide-updated-feb-2023-3/</loc>
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		<loc>https://berendsonacademy.com/books/do-your-self-a-favor-join-a-cooperative-3/</loc>
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	</url>
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		<loc>https://berendsonacademy.com/books/disaster-preparedness-for-people-with-disabilities-disabilities-preparedness-for-people-with-disabilities/</loc>
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	</url>
	<url>
		<loc>https://berendsonacademy.com/books/disaster-toolkit-3/</loc>
		<lastmod>2025-10-12T01:53:45+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/disaster-services-publications-materials-for-teachers-and-schools-3/</loc>
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	</url>
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		<loc>https://berendsonacademy.com/books/disaster-preparedness-guide-for-pet-owner-3/</loc>
		<lastmod>2025-10-12T01:53:20+00:00</lastmod>
	</url>
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		<loc>https://berendsonacademy.com/books/disaster-preparedness-for-people-with-disabilities-8/</loc>
		<lastmod>2025-10-12T01:53:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/disaster-planning-for-animals-3/</loc>
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	</url>
	<url>
		<loc>https://berendsonacademy.com/books/disaster-emergency-needs-assessment-3/</loc>
		<lastmod>2025-10-12T01:52:36+00:00</lastmod>
	</url>
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		<loc>https://berendsonacademy.com/books/directors-wear-many-hats-3/</loc>
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	</url>
	<url>
		<loc>https://berendsonacademy.com/books/directors-guide-for-board-meetings-3/</loc>
		<lastmod>2025-10-12T01:52:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/directors-asking-necessary-questions-5/</loc>
		<lastmod>2025-10-12T01:51:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/directors-and-officers-liability-3/</loc>
		<lastmod>2025-10-12T01:51:44+00:00</lastmod>
	</url>
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		<loc>https://berendsonacademy.com/books/directors-and-officers-key-facts-about-insurance-and-legal-liability-3/</loc>
		<lastmod>2025-10-12T01:51:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/director-role-profile-5/</loc>
		<lastmod>2025-10-12T01:50:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/development-manual-for-home-cooperatives-3/</loc>
		<lastmod>2025-10-12T01:50:45+00:00</lastmod>
	</url>
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		<lastmod>2025-10-12T01:50:35+00:00</lastmod>
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	</url>
	<url>
		<loc>https://berendsonacademy.com/books/dermographia-international-housing-affordability-2022-edition-3/</loc>
		<lastmod>2025-10-12T01:50:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/democratic-governance-the-design-of-governance-systems-for-worker-cooperatives-3/</loc>
		<lastmod>2025-10-12T01:49:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/delegating-tasks-and-carrying-out-decisions-3/</loc>
		<lastmod>2025-10-12T01:49:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/definition-of-terms-3/</loc>
		<lastmod>2025-10-12T01:49:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/defining-the-value-of-the-cooperative-business-model-3/</loc>
		<lastmod>2025-10-12T01:48:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/defining-cooperatives-3/</loc>
		<lastmod>2025-10-12T01:48:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/deep-uniquely-american-roots-of-our-affordable-housing-crisis-3/</loc>
		<lastmod>2025-10-12T01:48:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/decision-making-in-membership-organizations-3/</loc>
		<lastmod>2025-10-12T01:48:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/decision-making-in-cooperatives-with-diverse-member-interests-5/</loc>
		<lastmod>2025-10-12T01:48:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/current-trends-in-cooperative-finance-5/</loc>
		<lastmod>2025-10-12T01:47:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/curbing-mission-creep-and-micromanagement-3/</loc>
		<lastmod>2025-10-12T01:47:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/culture-shift-in-governance-3/</loc>
		<lastmod>2025-10-12T01:47:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/crisis-communications-things-your-board-need-to-know-3/</loc>
		<lastmod>2025-10-12T01:47:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/creating-sound-legal-community-rules-2/</loc>
		<lastmod>2025-10-12T01:47:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/creating-a-treasurers-guide-3/</loc>
		<lastmod>2025-10-12T01:46:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/creating-a-shared-vision-3/</loc>
		<lastmod>2025-10-12T01:46:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/creating-a-conflict-of-interest-policy-3/</loc>
		<lastmod>2025-10-12T01:46:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/create-your-coop-employee-member-handbook-3/</loc>
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	</url>
	<url>
		<loc>https://berendsonacademy.com/books/craft-your-elevator-speech-3/</loc>
		<lastmod>2025-10-12T01:45:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/craft-an-agenda-3/</loc>
		<lastmod>2025-10-12T01:45:29+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2025-10-12T01:45:18+00:00</lastmod>
	</url>
	<url>
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	<url>
		<loc>https://berendsonacademy.com/books/cost-of-risky-debt-in-cooperatives-3/</loc>
		<lastmod>2025-10-12T01:44:36+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/cost-of-home-policy-platform-6/</loc>
		<lastmod>2025-10-12T01:44:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/corporate-governance-code-for-consumer-cooperative-societies-3/</loc>
		<lastmod>2025-10-12T01:44:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/corporate-governance-assessment-workbook-3/</loc>
		<lastmod>2025-10-12T01:44:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/corporate-governance-liability-and-risk-management/</loc>
		<lastmod>2025-10-12T01:43:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/corporate-governance-board-of-directors-3/</loc>
		<lastmod>2025-10-12T01:43:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/coops-as-tools-3/</loc>
		<lastmod>2025-10-12T01:43:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/coops-101-an-introduction-to-cooperatives-4/</loc>
		<lastmod>2025-10-12T01:43:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/cooperatives-what-they-are-and-the-role-of-members-directors-managers-and-employees-4/</loc>
		<lastmod>2025-10-12T01:42:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/cooperatives-theory-principles-and-practice-3/</loc>
		<lastmod>2025-10-12T01:42:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/cooperatives-principles-and-practices-in-the-21st-century/</loc>
		<lastmod>2025-10-12T01:42:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/cooperatives-in-wisconsin-the-power-of-cooperative-action-3/</loc>
		<lastmod>2025-10-12T01:41:48+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/cooperatives-in-economic-development-5/</loc>
		<lastmod>2025-10-12T01:41:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/cooperatives-for-sustainable-communities-7/</loc>
		<lastmod>2025-10-12T01:41:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/cooperatives-corporate-governance-manual-3/</loc>
		<lastmod>2025-10-12T01:40:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/cooperatives-conversions-failures-and-restructurings-3/</loc>
		<lastmod>2025-10-12T01:40:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/cooperatives-are-member-owned-and-democratically-controlled-businesses-that-distribute-profits-based-on-an-equitable-patronage-system-1-cooperative-membership-is-typically-restricted-to-suppliers-cus/</loc>
		<lastmod>2025-10-12T01:40:06+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/cooperatives-and-the-sustainable-development-goals-3/</loc>
		<lastmod>2025-10-12T01:39:54+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/cooperatives-and-the-millennium-development-goals-3/</loc>
		<lastmod>2025-10-12T01:39:43+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/cooperatives-a-housing-alternative-for-rural-america-5/</loc>
		<lastmod>2025-10-12T01:39:32+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/cooperative-principles-uw-center-for-cooperatives-uw-madison-3/</loc>
		<lastmod>2025-10-12T01:39:22+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/cooperative-equity-and-ownership-8/</loc>
		<lastmod>2025-10-12T01:39:08+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/cooperative-unification-highlights-from-1989-to-early-1999-3/</loc>
		<lastmod>2025-10-12T01:38:56+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/cooperative-theory-principles-practice-5/</loc>
		<lastmod>2025-10-12T01:38:46+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/cooperative-theory-new-approaches-4/</loc>
		<lastmod>2025-10-12T01:38:33+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/cooperative-theory-new-approaches-3/</loc>
		<lastmod>2025-10-12T01:38:03+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/cooperative-startups-education-3/</loc>
		<lastmod>2025-10-12T01:37:53+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/cooperative-society-3/</loc>
		<lastmod>2025-10-12T01:37:26+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/cooperative-societies-were-created-long-before-the-advent-of-the-fair-trade-movement-3/</loc>
		<lastmod>2025-10-12T01:37:11+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/cooperative-secretary-role-profile-4/</loc>
		<lastmod>2025-10-12T01:37:00+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/cooperative-role-check-list-3/</loc>
		<lastmod>2025-10-12T01:36:49+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/cooperative-principles-uw-3/</loc>
		<lastmod>2025-10-12T01:36:34+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/cooperative-marketing-agreements-legal-aspects-5/</loc>
		<lastmod>2025-10-12T01:36:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/cooperative-marketing-marketing-schools-3/</loc>
		<lastmod>2025-10-12T01:36:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/cooperative-management-series-director-roles-and-responsibilities-3/</loc>
		<lastmod>2025-10-12T01:35:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/cooperative-management-5/</loc>
		<lastmod>2025-10-12T01:35:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/cooperative-housing-needs-and-opportunities-state-of-3/</loc>
		<lastmod>2025-10-12T01:35:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/cooperative-housing-development-toolbox-9/</loc>
		<lastmod>2025-10-12T01:35:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/cooperative-housing-compendium-resources-for-collaborative-living-3/</loc>
		<lastmod>2025-10-12T01:34:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/cooperative-housing-around-the-world/</loc>
		<lastmod>2025-10-12T01:34:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/cooperative-housing-3/</loc>
		<lastmod>2025-10-12T01:34:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/cooperative-governing-documents-3/</loc>
		<lastmod>2025-10-12T01:34:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/cooperative-governance-fit-to-build-resilience-in-the-face-of-complexity/</loc>
		<lastmod>2025-10-12T01:34:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/cooperative-for-sustainable-communities-3/</loc>
		<lastmod>2025-10-12T01:33:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/cooperative-financing-and-taxation-3/</loc>
		<lastmod>2025-10-12T01:33:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/cooperative-financial-performance-and-board-of-directors-characteristics-3/</loc>
		<lastmod>2025-10-12T01:33:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/cooperative-equity-and-ownership-an-introduction-6/</loc>
		<lastmod>2025-10-12T01:33:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/cooperative-enterprises-build-a-better-world-3/</loc>
		<lastmod>2025-10-12T01:32:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/cooperative-directors-liability-exposure-issues-and-resolutions-3/</loc>
		<lastmod>2025-10-12T01:32:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/cooperative-corporate-governance-manual-3/</loc>
		<lastmod>2025-10-12T01:32:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/cooperative-code-of-conduct/</loc>
		<lastmod>2025-10-12T01:31:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/cooperative-and-the-millennium-development-goal/</loc>
		<lastmod>2025-10-12T01:31:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/cooperative-and-sustainable-development-goals/</loc>
		<lastmod>2025-10-12T01:31:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/cooperative-agreement-between-3/</loc>
		<lastmod>2025-10-12T01:31:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/cooperation-begins-with-you-3/</loc>
		<lastmod>2025-10-12T01:30:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/coop-members-responsibility-3/</loc>
		<lastmod>2025-10-12T01:30:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/coop-way-of-doing-business-3/</loc>
		<lastmod>2025-10-12T01:30:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/coop-values-and-principles-3/</loc>
		<lastmod>2025-10-12T01:30:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/coop-review/</loc>
		<lastmod>2025-10-12T01:30:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/coop-principal-and-practices-in-the-21st-century/</loc>
		<lastmod>2025-10-12T01:29:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/coop-organization-and-structure-3/</loc>
		<lastmod>2025-10-12T01:29:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/coop-ncb-impact-report-3/</loc>
		<lastmod>2025-10-12T01:29:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/coop-matter-the-abcs-of-coop-impact-3/</loc>
		<lastmod>2025-10-12T01:29:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/coop-law-for-dummies-3/</loc>
		<lastmod>2025-10-12T01:28:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/coop-introduction-3/</loc>
		<lastmod>2025-10-12T01:28:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/coop-how-to-start-a-coop-3/</loc>
		<lastmod>2025-10-12T01:28:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/coop-housing-needs-and-opportunities-3/</loc>
		<lastmod>2025-10-12T01:28:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/coop-housing-more-than-just-housing-6/</loc>
		<lastmod>2025-10-12T01:28:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/coop-housing-uw-3/</loc>
		<lastmod>2025-10-12T01:27:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/coop-fostering-cooperative-resilience-during-the-covid19-pandemic-3/</loc>
		<lastmod>2025-10-12T01:27:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/coop-feasibility-study-guide-3/</loc>
		<lastmod>2025-10-12T01:27:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/coop-feasibility-3/</loc>
		<lastmod>2025-10-12T01:27:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/coop-ensure-no-one-left-behind-3/</loc>
		<lastmod>2025-10-12T01:26:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/coop-development-5/</loc>
		<lastmod>2025-10-12T01:26:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/coop-comparison-of-housing-cooperatives-to-condominiums-3/</loc>
		<lastmod>2025-10-12T01:26:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/coop-case-study-3/</loc>
		<lastmod>2025-10-12T01:25:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/coop-business-plan-template-3/</loc>
		<lastmod>2025-10-12T01:25:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/coop-101-a-guide-to-starting-a-cooperative-7/</loc>
		<lastmod>2025-10-12T01:25:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/conveying-the-role-of-the-board-3/</loc>
		<lastmod>2025-10-12T01:24:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/converting-to-a-cooperative-3/</loc>
		<lastmod>2025-10-12T01:24:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/contingency-planning-guide/</loc>
		<lastmod>2025-10-12T01:24:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/considerations-of-background-checks-for-nonprofit-board-members-3/</loc>
		<lastmod>2025-10-12T01:24:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/confused-over-insurance-five-common-questions-3/</loc>
		<lastmod>2025-10-12T01:23:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/conflict-where-it-comes-from-and-how-to-deal-with-it-3/</loc>
		<lastmod>2025-10-12T01:23:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/conflict-role-and-responsibilities-of-the-board-3/</loc>
		<lastmod>2025-10-12T01:23:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/conflict-organizational-growth-and-development/</loc>
		<lastmod>2025-10-12T01:23:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/conflict-of-interest-policy-and-disclosure-form-5/</loc>
		<lastmod>2025-10-12T01:23:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/conflict-of-interest-policy-5/</loc>
		<lastmod>2025-10-12T01:23:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/conflict-of-interest-disclosure-form-3/</loc>
		<lastmod>2025-10-12T01:22:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/conflict-of-interest-acknowledgment-and-disclosure-form-3/</loc>
		<lastmod>2025-10-12T01:22:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/conflict-meeting-and-decision-making-3/</loc>
		<lastmod>2025-10-12T01:22:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/conflict-communication-skills-3/</loc>
		<lastmod>2025-10-12T01:22:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/conflict-3/</loc>
		<lastmod>2025-10-12T01:22:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/condominium-homeowner-association-board-member-handbook-3/</loc>
		<lastmod>2025-10-12T01:21:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/condo-townhome-insurance-3/</loc>
		<lastmod>2025-10-12T01:21:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/conceptual-framework-measurement-of-cooperatives-and-its-operationalization-3/</loc>
		<lastmod>2025-10-12T01:21:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/components-of-board-development-3/</loc>
		<lastmod>2025-10-12T01:20:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/complying-with-the-corporate-transparency-act-of-2020-3/</loc>
		<lastmod>2025-10-12T01:20:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/complete-guide-to-event-planning-3/</loc>
		<lastmod>2025-10-12T01:20:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/comparing-nonprofit-and-cooperative-entities-9/</loc>
		<lastmod>2025-10-12T01:20:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/community-land-trusts-and-limited-equity-cooperatives-a-marriage-of-affordable-homeownership-3/</loc>
		<lastmod>2025-10-12T01:19:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/community-energy-communication-guide-5/</loc>
		<lastmod>2025-10-12T01:19:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/communities-over-commodities-7/</loc>
		<lastmod>2025-10-12T01:19:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/communication-skills-3/</loc>
		<lastmod>2025-10-12T01:19:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/committees-can-make-or-break-president/</loc>
		<lastmod>2025-10-12T01:18:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/committee-want-ads/</loc>
		<lastmod>2025-10-12T01:18:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/committee-volunteer-request-forms-3/</loc>
		<lastmod>2025-10-12T01:18:20+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/committee-signing-in-to-the-meeting-3/</loc>
		<lastmod>2025-10-12T01:18:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/committee-review-3/</loc>
		<lastmod>2025-10-12T01:17:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/committee-responsibilities-5/</loc>
		<lastmod>2025-10-12T01:17:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/committee-responsibilities-4/</loc>
		<lastmod>2025-10-12T01:17:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/committee-reporting-3/</loc>
		<lastmod>2025-10-12T01:16:53+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/committee-recommendation-impact-statement-3/</loc>
		<lastmod>2025-10-12T01:16:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/committee-purpose-statements-5/</loc>
		<lastmod>2025-10-12T01:16:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/committee-nomination-process-3/</loc>
		<lastmod>2025-10-12T01:14:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/committee-nominating-flow-chart-3/</loc>
		<lastmod>2025-10-12T01:14:13+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/committee-meeting-report-template-3/</loc>
		<lastmod>2025-10-12T01:13:46+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/committee-meeting-evaluation-3/</loc>
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		<loc>https://berendsonacademy.com/books/committee-ground-rules-3/</loc>
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		<loc>https://berendsonacademy.com/books/committee-chairs-important-details-3/</loc>
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		<loc>https://berendsonacademy.com/books/commitment-to-the-strategic-plan-5/</loc>
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		<loc>https://berendsonacademy.com/books/collaboration-risk-partnering-with-confidence-and-success-3/</loc>
		<lastmod>2025-10-12T01:12:29+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/code-of-professional-responsibility-for-parliamentarians-3/</loc>
		<lastmod>2025-10-12T01:12:16+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/code-of-governance-for-community-led-housing-organizations-4/</loc>
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		<loc>https://berendsonacademy.com/books/code-of-governance-3/</loc>
		<lastmod>2025-10-12T01:11:54+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/code-of-conduct-rules-of-engagement-3/</loc>
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		<loc>https://berendsonacademy.com/books/code-of-conduct-for-directors-3/</loc>
		<lastmod>2025-10-12T01:11:28+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/code-of-conduct-and-conflicts-of-interest-3/</loc>
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		<loc>https://berendsonacademy.com/books/code-of-conduct-ethics-6/</loc>
		<lastmod>2025-10-12T01:11:03+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/coaching-the-board-president-3/</loc>
		<lastmod>2025-10-12T01:10:13+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/co-operative-skills-and-motivation-3/</loc>
		<lastmod>2025-10-12T01:10:02+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/co-operative-secretary-role-profile-5/</loc>
		<lastmod>2025-10-12T01:09:48+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/co-op-treasurers-checklist-3/</loc>
		<lastmod>2025-10-12T01:09:24+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/co-op-roles-responsibilities-summary-charts-3/</loc>
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		<loc>https://berendsonacademy.com/books/co-op-improvement-program-3/</loc>
		<lastmod>2025-10-12T01:09:02+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/co-op-essentials-what-are-they-and-the-role-of-members-directors-3/</loc>
		<lastmod>2025-10-12T01:08:49+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/cmhc-reference-guide/</loc>
		<lastmod>2025-10-12T01:08:34+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/club-leadership-training-session-achieving-success-as-treasurer-3/</loc>
		<lastmod>2025-10-12T01:08:12+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/club-constitution-bylaws-3/</loc>
		<lastmod>2025-10-12T01:08:01+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/close-cousins-of-cooperatives-overview-of-fraternal-benefit-3/</loc>
		<lastmod>2025-10-12T01:07:51+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/city-of-evanston-affordable-housing-white-paper-3/</loc>
		<lastmod>2025-10-12T01:07:38+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/citizens-preparedness-guide-3/</loc>
		<lastmod>2025-10-12T01:07:27+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/choosing-to-defect-from-cooperation-collapse-of-pear-g-3/</loc>
		<lastmod>2025-10-12T01:07:17+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/choosing-management-for-your-coop-3/</loc>
		<lastmod>2025-10-12T01:07:03+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/choosing-a-professional-association-executive-5/</loc>
		<lastmod>2025-10-12T01:06:52+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/choosing-a-legal-structure-for-your-housing-coop-3/</loc>
		<lastmod>2025-10-12T01:06:33+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/checklist-roles-responsibilities-3/</loc>
		<lastmod>2025-10-12T01:06:21+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/checklist-of-board-roles-and-responsibilities-3/</loc>
		<lastmod>2025-10-12T01:06:09+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/checklist-implementing-strategic-plan-3/</loc>
		<lastmod>2025-10-12T01:05:43+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/check-the-boxes-director-evaluation-9/</loc>
		<lastmod>2025-10-12T01:05:13+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/chasing-squirrels-3/</loc>
		<lastmod>2025-10-12T01:05:04+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/characteristics-financially-healthy-nonprofits-3/</loc>
		<lastmod>2025-10-12T01:04:52+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/chapters-leaders-handbook-3/</loc>
		<lastmod>2025-10-12T01:04:35+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/championing-the-strategic-plan-3/</loc>
		<lastmod>2025-10-12T01:04:06+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/ccmtp-what-is-a-cooperative-enterprise-3/</loc>
		<lastmod>2025-10-12T01:03:54+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/ccmtp-starting-a-cooperative-enterprise-3/</loc>
		<lastmod>2025-10-12T01:03:40+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/cch-code-of-governance-3/</loc>
		<lastmod>2025-10-12T01:03:18+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/ccc-addressing-housing-affordability-issues-3/</loc>
		<lastmod>2025-10-12T01:03:04+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/cass-clay-creamery-3/</loc>
		<lastmod>2025-10-12T01:02:51+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/case-studies-of-housing-projects-with-operating-3/</loc>
		<lastmod>2025-10-12T01:02:35+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/career-defining-decisions-3/</loc>
		<lastmod>2025-10-12T01:02:20+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/carbon-monoxide-and-your-hdfc-3/</loc>
		<lastmod>2025-10-12T01:01:59+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/capital-reserve-planning-a-guide-for-federal-program-cooperatives/</loc>
		<lastmod>2025-10-12T01:01:38+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/capital-budgeting-decisions-electricity-distribution-3/</loc>
		<lastmod>2025-10-12T01:01:27+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/cannabis-legalization-and-chf-canada-housing-cooperatives-3/</loc>
		<lastmod>2025-10-12T01:01:13+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/can-i-be-held-personally-liable-for-actions-taken-in-my-capacity-as-board-member/</loc>
		<lastmod>2025-10-12T01:01:02+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/can-a-co-op-director-be-held-personally-liable-for-discrimination-3/</loc>
		<lastmod>2025-10-12T01:00:48+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/campaign-communications-kit-3/</loc>
		<lastmod>2025-10-12T01:00:36+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/cam-confessions-what-i-wish-board-members-knew-3/</loc>
		<lastmod>2025-10-12T01:00:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/calling-a-special-meeting-of-shareholders-3/</loc>
		<lastmod>2025-10-12T00:59:56+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/cai-board-member-toolkit-3/</loc>
		<lastmod>2025-10-12T00:59:46+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/cai-lawsuit-corporate-transparency-act-exemption-faq-3/</loc>
		<lastmod>2025-10-12T00:59:23+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/ca-landscape-housing-cooperatives-3/</loc>
		<lastmod>2025-10-12T00:58:59+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/bylaws-of-cooperative-incorporated-3/</loc>
		<lastmod>2025-10-12T00:58:41+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/bylaws-of-3/</loc>
		<lastmod>2025-10-12T00:58:26+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/bylaws-for-cooperatives-including-a-sample-outline-3/</loc>
		<lastmod>2025-10-12T00:58:13+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/bylaws-and-operating-agreements-3/</loc>
		<lastmod>2025-10-12T00:57:50+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/bylaws-and-articles-of-incorporation-key-similarities-and-differences-6/</loc>
		<lastmod>2025-10-12T00:57:37+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/bylaws-ameen-housing-cooperative-of-california-3/</loc>
		<lastmod>2025-10-12T00:57:03+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/but-i-thought-the-board-wanted-this-3/</loc>
		<lastmod>2025-10-12T00:56:45+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/business-meeting-etiquette-rules-3/</loc>
		<lastmod>2025-10-12T00:56:34+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/bullies-in-the-boardroom-3/</loc>
		<lastmod>2025-10-12T00:56:20+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/built-for-success-10-steps-to-a-well-established-committee-3/</loc>
		<lastmod>2025-10-12T00:56:07+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/building-effective-partnerships-guide-3/</loc>
		<lastmod>2025-10-12T00:55:27+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/building-condition-assessment-reserve-fund-study-3/</loc>
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		<loc>https://berendsonacademy.com/books/building-an-effective-marketing-plan-workbook-3/</loc>
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		<loc>https://berendsonacademy.com/books/building-a-productive-co-op-board-5/</loc>
		<lastmod>2025-10-12T00:54:43+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/building-a-foundation-for-real-member-involvement-5/</loc>
		<lastmod>2025-10-12T00:54:09+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/build-a-cooperative-3/</loc>
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		<loc>https://berendsonacademy.com/books/build-upon-the-mission-3/</loc>
		<lastmod>2025-10-12T00:53:44+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/build-a-smart-agenda-3/</loc>
		<lastmod>2025-10-12T00:53:35+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/brief-history-of-cooperative-housing-5/</loc>
		<lastmod>2025-10-12T00:53:24+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/bond-with-your-board-9/</loc>
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		<loc>https://berendsonacademy.com/books/body-of-knowledge-education-and-training-in-parliamentary-procedure/</loc>
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		<loc>https://berendsonacademy.com/books/bob-board-rolls-and-goals-2/</loc>
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		<loc>https://berendsonacademy.com/books/boards-role-in-advocacy-3/</loc>
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		<loc>https://berendsonacademy.com/books/boards-are-transforming-3/</loc>
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		<loc>https://berendsonacademy.com/books/boardroom-behaviors-in-cooperatives/</loc>
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		<loc>https://berendsonacademy.com/books/boardroom-volleyball-2/</loc>
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		<loc>https://berendsonacademy.com/books/board-recruitment-tips-3/</loc>
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		<loc>https://berendsonacademy.com/books/board-member-roles-3/</loc>
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		<loc>https://berendsonacademy.com/books/board-meeting-prep-failure-3/</loc>
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		<loc>https://berendsonacademy.com/books/board-training-for-inspiring-community-greatness-3/</loc>
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	<url>
		<loc>https://berendsonacademy.com/books/board-tools-3/</loc>
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		<loc>https://berendsonacademy.com/books/board-succession-plans-3/</loc>
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		<loc>https://berendsonacademy.com/books/board-size-3/</loc>
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		<loc>https://berendsonacademy.com/books/board-sign-in-sheets-3/</loc>
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		<loc>https://berendsonacademy.com/books/board-room-courtesies-3/</loc>
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		<loc>https://berendsonacademy.com/books/board-room-blahs-3/</loc>
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		<loc>https://berendsonacademy.com/books/board-roles-and-goals-3/</loc>
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		<loc>https://berendsonacademy.com/books/board-roles-goals-developing-a-high-performing-board-of-directors-3/</loc>
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		<loc>https://berendsonacademy.com/books/board-responsibilities-the-basics-6/</loc>
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		<loc>https://berendsonacademy.com/books/board-responsibilities-3/</loc>
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		<loc>https://berendsonacademy.com/books/board-recruitment-of-a-sample-handbook/</loc>
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		<loc>https://berendsonacademy.com/books/board-recruitment-for-nonprofit-organizations-a-sample-handbook-3/</loc>
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		<loc>https://berendsonacademy.com/books/board-practices-3/</loc>
		<lastmod>2025-10-12T00:46:41+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/board-policy-good-policy-3/</loc>
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		<loc>https://berendsonacademy.com/books/board-performance-should-members-know-2/</loc>
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	<url>
		<loc>https://berendsonacademy.com/books/board-passages-stages-lifecycle-3/</loc>
		<lastmod>2025-10-12T00:46:01+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/board-orientation-workbook-jan-2021-5/</loc>
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		<loc>https://berendsonacademy.com/books/board-orientation-workbook-6/</loc>
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		<loc>https://berendsonacademy.com/books/board-orientation-manual-6/</loc>
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		<loc>https://berendsonacademy.com/books/board-orientation-checklist-3/</loc>
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		<loc>https://berendsonacademy.com/books/board-of-excellence/</loc>
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		<loc>https://berendsonacademy.com/books/board-of-directors-roles-and-responsibilities-3/</loc>
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		<loc>https://berendsonacademy.com/books/board-of-directors-retreat-agenda-3/</loc>
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		<loc>https://berendsonacademy.com/books/board-of-directors-handbook-3/</loc>
		<lastmod>2025-10-12T00:43:21+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/board-of-directors-evaluation-check-list-3/</loc>
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		<loc>https://berendsonacademy.com/books/board-of-directors-code-of-ethics-9/</loc>
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		<loc>https://berendsonacademy.com/books/board-of-directors-application-form-3/</loc>
		<lastmod>2025-10-12T00:41:33+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/board-members-exit-interview-3/</loc>
		<lastmod>2025-10-12T00:41:19+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/board-member-tool-3/</loc>
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		<loc>https://berendsonacademy.com/books/board-member-tips-how-to-handle-conflicts-of-interest-3/</loc>
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		<loc>https://berendsonacademy.com/books/board-member-rules-3/</loc>
		<lastmod>2025-10-12T00:40:36+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/board-member-responsibilities-3/</loc>
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		<loc>https://berendsonacademy.com/books/board-member-orientation-checklist-6/</loc>
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		<loc>https://berendsonacademy.com/books/board-member-job-description-7/</loc>
		<lastmod>2025-10-12T00:39:55+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/board-member-handbook-2/</loc>
		<lastmod>2025-10-12T00:39:41+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/board-member-code-of-conduct-ethics-3/</loc>
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		<loc>https://berendsonacademy.com/books/board-member-application-form-6/</loc>
		<lastmod>2025-10-12T00:39:11+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/board-member-agreement-3/</loc>
		<lastmod>2025-10-12T00:38:57+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/board-meetings-faqs-3/</loc>
		<lastmod>2025-10-12T00:38:45+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/board-meeting-tips-3/</loc>
		<lastmod>2025-10-12T00:38:31+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/board-meeting-preparation-10-tips-3/</loc>
		<lastmod>2025-10-12T00:38:18+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/board-meeting-preparation-3/</loc>
		<lastmod>2025-10-12T00:38:06+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/board-meeting-practices-3/</loc>
		<lastmod>2025-10-12T00:37:56+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/board-manual-reveals-priorities-an-strategy-3/</loc>
		<lastmod>2025-10-12T00:37:45+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/board-impact-workbook-3/</loc>
		<lastmod>2025-10-12T00:37:26+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/board-governance-the-freshmen-class-of-directors-3/</loc>
		<lastmod>2025-10-12T00:37:07+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/board-governance-guide-everything-you-need-to-know-3/</loc>
		<lastmod>2025-10-12T00:36:56+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/board-functions-and-duties-of-cooperative-boards-3/</loc>
		<lastmod>2025-10-12T00:36:45+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/board-fiduciary-roles-quiz-3/</loc>
		<lastmod>2025-10-12T00:36:33+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/board-fiduciary-roles-3/</loc>
		<lastmod>2025-10-12T00:36:20+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/board-exit-interview-3/</loc>
		<lastmod>2025-10-12T00:36:04+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/board-evaluation-samples-5/</loc>
		<lastmod>2025-10-12T00:35:45+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/board-evaluation-guide-3/</loc>
		<lastmod>2025-10-12T00:35:30+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/board-engagement-playbook-6/</loc>
		<lastmod>2025-10-12T00:35:19+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/board-engagement-3/</loc>
		<lastmod>2025-10-12T00:35:06+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/board-education-and-orientation-3/</loc>
		<lastmod>2025-10-12T00:34:51+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/board-decorum-3/</loc>
		<lastmod>2025-10-12T00:33:00+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/board-decision-making-exercise-3/</loc>
		<lastmod>2025-10-12T00:32:44+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/board-composition-and-recruitment-3/</loc>
		<lastmod>2025-10-12T00:32:29+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/board-communication-best-practices-4/</loc>
		<lastmod>2025-10-12T00:32:04+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/board-committee-membership-who-should-serve-on-which-committee-3/</loc>
		<lastmod>2025-10-12T00:31:40+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/board-committee-members-who-should-serve-on-which-committee-3/</loc>
		<lastmod>2025-10-12T00:31:30+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/board-circle-of-responsibilities-3/</loc>
		<lastmod>2025-10-12T00:31:11+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/board-checklist-to-prepare-for-the-end-of-your-agreement-3/</loc>
		<lastmod>2025-10-12T00:30:54+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/board-chair-prep-3/</loc>
		<lastmod>2025-10-12T00:30:41+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/board-chair-chief-executive-conversations-faq-3/</loc>
		<lastmod>2025-10-12T00:29:15+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/board-behaviors-in-cooperatives/</loc>
		<lastmod>2025-10-12T00:29:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/board-and-committee-roles-and-responsibilities-7/</loc>
		<lastmod>2025-10-12T00:28:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/board-agenda-good-to-go-3/</loc>
		<lastmod>2025-10-12T00:28:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/blueprint-for-board-member-success-5/</loc>
		<lastmod>2025-10-12T00:28:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/bibliography-of-cooperatives-and-cooperative-development-7/</loc>
		<lastmod>2025-10-12T00:27:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/beyond_participation_building_a_foundation_for_real_member_involvement-3/</loc>
		<lastmod>2025-10-12T00:27:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/better-governance-3/</loc>
		<lastmod>2025-10-12T00:27:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/better-boardroom-conversations-4/</loc>
		<lastmod>2025-10-12T00:26:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/best-practices-in-co-op-board-training-3/</loc>
		<lastmod>2025-10-12T00:26:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/best-practices-board-responsibilities/</loc>
		<lastmod>2025-10-12T00:25:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/benefitting-from-the-board-case-study-3/</loc>
		<lastmod>2025-10-12T00:25:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/benefits-policy-3/</loc>
		<lastmod>2025-10-12T00:24:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/benchmarking-foundation-governance-6/</loc>
		<lastmod>2025-10-12T00:24:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/below-the-surface-in-the-organization-3/</loc>
		<lastmod>2025-10-12T00:24:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/being-a-top-notch-community-association-board-member-4/</loc>
		<lastmod>2025-10-12T00:23:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/being-a-board-member-in-a-co-operative-business-6/</loc>
		<lastmod>2025-10-12T00:23:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/before-board-service-ask-the-tough-questions-4/</loc>
		<lastmod>2025-10-12T00:23:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/bch-building-commissioning-guidelines-3/</loc>
		<lastmod>2025-10-12T00:23:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/bc-home-owner-mortgage-and-equity-partnership-program-framework-2016-3/</loc>
		<lastmod>2025-10-12T00:22:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/basics-of-consensus-3/</loc>
		<lastmod>2025-10-12T00:22:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/basic-training-methodology-training-of-cooperative-trainers-3/</loc>
		<lastmod>2025-10-12T00:22:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/basic-preparedness-3/</loc>
		<lastmod>2025-10-12T00:21:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/base-capital-financing-of-cooperatives-3/</loc>
		<lastmod>2025-10-12T00:21:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/base-capital-financing-3/</loc>
		<lastmod>2025-10-12T00:21:16+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/bank-and-cooperative-agreement-3/</loc>
		<lastmod>2025-10-12T00:21:04+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/balance-sheet-ratios-and-analysis-for-cooperatives-3/</loc>
		<lastmod>2025-10-12T00:20:46+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/balance-sheet-cheat-sheet-3/</loc>
		<lastmod>2025-10-12T00:20:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/avoiding-board-orientation-3/</loc>
		<lastmod>2025-10-12T00:20:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/audits-of-nonprofit-organizations-8/</loc>
		<lastmod>2025-10-12T00:19:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/audit-committee-checklist-3/</loc>
		<lastmod>2025-10-12T00:19:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/associations-of-the-future-3/</loc>
		<lastmod>2025-10-12T00:19:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/associations-are-made-for-times-like-these-3/</loc>
		<lastmod>2025-10-12T00:18:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/association-essential-documents-3/</loc>
		<lastmod>2025-10-12T00:18:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/association-employee-evaluation-form-3/</loc>
		<lastmod>2025-10-12T00:18:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/assisting-the-disabled-and-the-elderly-3/</loc>
		<lastmod>2025-10-12T00:17:59+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/assessing-the-ability-of-rural-electric-3/</loc>
		<lastmod>2025-10-12T00:17:42+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/assessing-performance-and-needs-of-cooperative-boards-of-directors-3/</loc>
		<lastmod>2025-10-12T00:17:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/ask-our-consultants-board-committees-5/</loc>
		<lastmod>2025-10-12T00:17:15+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/articles-of-incorporation-of-community-housing-expansion-3/</loc>
		<lastmod>2025-10-12T00:16:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://berendsonacademy.com/books/articles-of-incorporation-cooperation-wisconsin-3/</loc>
		<lastmod>2025-10-12T00:16:45+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/arrive-safe-and-sound-auto-3/</loc>
		<lastmod>2025-10-12T00:16:28+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/arrears-management-tip-sheet-5/</loc>
		<lastmod>2025-10-12T00:16:10+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/arm-the-chief-elected-officer-3/</loc>
		<lastmod>2025-10-12T00:15:55+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/are-your-board-committees-working-well-3/</loc>
		<lastmod>2025-10-12T00:15:43+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/are-you-ready-for-a-thunderstorm-3/</loc>
		<lastmod>2025-10-12T00:15:31+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/are-you-ready-an-in-depth-guide-to-citizen-preparedness-4/</loc>
		<lastmod>2025-10-12T00:15:17+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/apprising-manger-performance-3/</loc>
		<lastmod>2025-10-12T00:15:04+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/appraisals-personal-reviews-3/</loc>
		<lastmod>2025-10-12T00:14:52+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/antitrust-status-of-farmer-cooperatives-the-story-of-the-capper-volstead-act-3/</loc>
		<lastmod>2025-10-12T00:14:40+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/annual-review-for-non-profit-housing-boards-3/</loc>
		<lastmod>2025-10-12T00:14:25+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/annual-meeting-checklist-8/</loc>
		<lastmod>2025-10-12T00:14:10+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/annual-general-meetings-a-guide-to-preparing-and-running-co-op-agms-3/</loc>
		<lastmod>2025-10-12T00:13:56+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/annual-evaluation-of-the-executive-director-8/</loc>
		<lastmod>2025-10-12T00:13:43+00:00</lastmod>
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	<url>
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		<lastmod>2025-10-12T00:13:20+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/annual-audits-board-responsibilities-3/</loc>
		<lastmod>2025-10-12T00:13:05+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/anatomy-series-book-6/</loc>
		<lastmod>2025-10-12T00:12:55+00:00</lastmod>
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		<lastmod>2025-10-12T00:12:28+00:00</lastmod>
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		<lastmod>2025-10-11T19:08:10+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/the-role-of-a-co-operative-board-3/</loc>
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		<loc>https://berendsonacademy.com/books/the-relationship-between-board-and-committees-3/</loc>
		<lastmod>2025-10-11T04:09:43+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/the-promotion-of-cooperatives-3/</loc>
		<lastmod>2025-10-11T04:08:59+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/the-producer-cooperative-as-monitored-credit-3/</loc>
		<lastmod>2025-10-11T04:08:18+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/the-playbook-for-cooperative-development-5/</loc>
		<lastmod>2025-10-11T04:07:42+00:00</lastmod>
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		<lastmod>2025-10-11T04:07:02+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/the-neoclassical-theory-of-cooperatives-part-2/</loc>
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		<loc>https://berendsonacademy.com/books/the-neoclassical-theory-of-cooperatives-part-1/</loc>
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		<loc>https://berendsonacademy.com/books/the-nature-of-the-cooperative-8/</loc>
		<lastmod>2025-10-11T04:05:01+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/the-mission-improve-these-mission-statement-3/</loc>
		<lastmod>2025-10-11T04:04:21+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/the-many-responsibilities-of-the-board-president-5/</loc>
		<lastmod>2025-10-11T04:03:41+00:00</lastmod>
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		<lastmod>2025-10-11T04:01:43+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/the-language-of-associations-3/</loc>
		<lastmod>2025-10-11T04:01:06+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/the-internal-and-external-governance-of-cooperatives-5/</loc>
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		<lastmod>2025-10-11T03:46:00+00:00</lastmod>
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		<lastmod>2025-10-11T03:41:30+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/the-cooperative-model-3/</loc>
		<lastmod>2025-10-11T03:40:55+00:00</lastmod>
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		<lastmod>2025-10-11T03:38:00+00:00</lastmod>
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		<lastmod>2025-10-11T03:37:03+00:00</lastmod>
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	</url>
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		<loc>https://berendsonacademy.com/books/the-complete-board-member-starter-guide-9/</loc>
		<lastmod>2025-10-11T03:33:48+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/the-cohousing-handbook-5/</loc>
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		<loc>https://berendsonacademy.com/books/the-circle-of-responsibilities-for-coop-boards-5/</loc>
		<lastmod>2025-10-11T03:29:19+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/the-circle-of-responsibilities-for-coop-board-3/</loc>
		<lastmod>2025-10-11T03:28:49+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/the-charter-for-social-housing-residents-3/</loc>
		<lastmod>2025-10-11T03:28:01+00:00</lastmod>
	</url>
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		<loc>https://berendsonacademy.com/books/the-characteristics-of-housing-cooperatives-3/</loc>
		<lastmod>2025-10-11T03:27:19+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/the-case-against-monthly-meetings-3/</loc>
		<lastmod>2025-10-11T03:26:39+00:00</lastmod>
	</url>
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		<loc>https://berendsonacademy.com/books/the-boards-best-questions/</loc>
		<lastmod>2025-10-11T03:26:02+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/the-board-engagement-playbook-for-success-3/</loc>
		<lastmod>2025-10-11T03:25:31+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/the-blueprint-for-board-member-success-3/</loc>
		<lastmod>2025-10-11T03:23:58+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/the-best-tools-for-keeping-your-board-focused-and-aligned-3/</loc>
		<lastmod>2025-10-11T03:23:21+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/the-best-board-meeting-3/</loc>
		<lastmod>2025-10-11T03:22:44+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/the-art-practice-of-collecting-delinquent-assessments/</loc>
		<lastmod>2025-10-11T03:21:57+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/the-application-of-civil-rights-laws-to-housing-cooperatives-3/</loc>
		<lastmod>2025-10-11T03:21:11+00:00</lastmod>
	</url>
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		<loc>https://berendsonacademy.com/books/the-abcs-of-coop-impact-3/</loc>
		<lastmod>2025-10-11T03:20:25+00:00</lastmod>
	</url>
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		<loc>https://berendsonacademy.com/books/the-7-cooperative-principles/</loc>
		<lastmod>2025-10-11T03:19:42+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/the-6-most-important-elements-for-running-your-board-like-a-pro-5/</loc>
		<lastmod>2025-10-11T03:19:06+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/the-4-steps-to-ensure-comprehensive-ins-3/</loc>
		<lastmod>2025-10-11T03:18:27+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/terminology-and-methodology-of-strategic-planning-3/</loc>
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		<loc>https://berendsonacademy.com/books/tendering-guide/</loc>
		<lastmod>2025-10-11T03:17:11+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/tenant-association-articles-of-association-3/</loc>
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		<loc>https://berendsonacademy.com/books/sustainability-survey-3/</loc>
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		<loc>https://berendsonacademy.com/books/strategic-planning-toolkit-3/</loc>
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		<loc>https://berendsonacademy.com/books/strategic-planning-handbook-for-cooperatives-5/</loc>
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		<loc>https://berendsonacademy.com/books/strategic-planning-3/</loc>
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		<loc>https://berendsonacademy.com/books/strategic-plan-need-a-champion-3/</loc>
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		<loc>https://berendsonacademy.com/books/strategic-plan-2017-2020-3/</loc>
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		<loc>https://berendsonacademy.com/books/strategic-governance-3/</loc>
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		<loc>https://berendsonacademy.com/books/state-of-wisconsin-2017-wisconsin-act-76-3/</loc>
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		<loc>https://berendsonacademy.com/books/state-of-corporate-innovation-report-6/</loc>
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		<loc>https://berendsonacademy.com/books/state-of-cooperative-housing-needs-and-opportunities-9/</loc>
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		<loc>https://berendsonacademy.com/books/starting-a-cooperative-business-plan-template-3/</loc>
		<lastmod>2025-10-11T02:34:18+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/start-up-a-cooperative-facilitators-guide-3/</loc>
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		<loc>https://berendsonacademy.com/books/start-up-a-coop-training-guide-2/</loc>
		<lastmod>2025-10-11T02:32:34+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/start-a-co-op-uw-3/</loc>
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		<loc>https://berendsonacademy.com/books/start-a-step-by-step-tool-to-start-up-a-cooperative-training-guide-3/</loc>
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		<loc>https://berendsonacademy.com/books/standing-together-an-emergency-planning-guide-for-americas-communities-3/</loc>
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		<loc>https://berendsonacademy.com/books/stand-for-your-mision-3/</loc>
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		<loc>https://berendsonacademy.com/books/stable-home-ownership-in-a-turbulent-economy-delinquencies-and-foreclosures-remain-low-3/</loc>
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		<loc>https://berendsonacademy.com/books/site-emergency-planning-workbook-3/</loc>
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		<loc>https://berendsonacademy.com/books/simply-legal-3/</loc>
		<lastmod>2025-10-11T02:15:37+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/signing-in-at-board-and-committee-meeting-3/</loc>
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		<loc>https://berendsonacademy.com/books/significant-dates-in-cooperative-history-3/</loc>
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		<loc>https://berendsonacademy.com/books/significant-challenges-for-boards-3/</loc>
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		<loc>https://berendsonacademy.com/books/shareholder-rights-and-responsibilities-3/</loc>
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		<loc>https://berendsonacademy.com/books/severe-weather-preparedness-5/</loc>
		<lastmod>2025-10-11T02:11:06+00:00</lastmod>
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	<url>
		<loc>https://berendsonacademy.com/books/severe-weather-operating-guidelines-5/</loc>
		<lastmod>2025-10-11T02:10:27+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/set-ground-rules-for-committee-3/</loc>
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		<loc>https://berendsonacademy.com/books/set-an-agenda-and-objectives-ahead-of-time-3/</loc>
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		<loc>https://berendsonacademy.com/books/self-defined-rules-common-3/</loc>
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		<loc>https://berendsonacademy.com/books/self-assessment-workbook-7/</loc>
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		<loc>https://berendsonacademy.com/books/self-assessment-tool-for-nonprofit-organizations-3/</loc>
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		<loc>https://berendsonacademy.com/books/self-and-board-evaluation-3/</loc>
		<lastmod>2025-10-11T02:03:07+00:00</lastmod>
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		<loc>https://berendsonacademy.com/books/schedule-of-authority-3/</loc>
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		<loc>https://berendsonacademy.com/books/sample-strategic-plan-3/</loc>
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		<loc>https://berendsonacademy.com/books/sample-policy-manual-3/</loc>
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