Cooperative Basics

What they all share is a single fundamental goal – uniting to meet a common need. A cornerstone of America’s economy, co-ops have been empowering people, developing communities, and supporting innovation...

Housing has long been a staple of American society, and the United States’ economic prowess has afforded its citizens an abundance of safe and decent housing.

A guide for new cooperative development.

People across the country are discussing cooperative and community-led housing (CCLH). People in communities, including those in existing community groups, local authorities, housing associations, and representatives from the English and...

In the new decade, you’ll start to notice some changes in the landscape of community associations. The following are some shifts you can expect to see, along with their potential...

We show that the fact that farmers in a cooperative individually decide how much to supply to the cooperative may serve as a commitment device for credibility.

We know that Americans with the lowest incomes—who are more often people of color—have suffered disproportionate harm. Black, Native American, Hispanic, and Asian and Pacific Islander households have endured higher...

Every household paying a reduced charge under CMHC’s Rental Assistance Program must declare its income and composition once a year. The household must promptly report changes to either one that...

As most cooperatives reach the point where their original mortgages are paid off, and the HUD Regulatory Agreement ends, a debate occurs on whether they should remain as a form...

Maps and tables for the individual communities were developed using various GIS data sources and are included in Appendix A. From a process standpoint, these maps were developed using the...

In fact, the farmers drafted the document inside Carpenters Hall, a building built by a trades guild. Guilds, groups of self-employed craftsmen, are precursors to associations.

The most distinctive feature of affordable housing policy in the United States in recent years has been its unrelenting focus on promoting homeownership as a social good, and on increasing...

Dates in history

The study examined mortgage delinquency and foreclosure rates among the owner-occupants of resale-restricted houses and condominiums in community land trusts (CLTs) across the United States and compared CLT results to...

The cooperative model can be an effective way for people to meet a common set of economic or social needs.

The following document serves as a guide document only. It is an example of the questions and thought process that the Irish Co-operative Organisation Society (ICOS) expects prospective co-operatives to...

In conducting this research, CDS aims to gain a deeper understanding of the current state of the cooperative housing sector within its service area, which encompasses Minnesota, Iowa, and Wisconsin....

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Today’s economic climate is marked by growing insecurity in the face of structural changes to work, benefits, and business ownership. Small business start-ups are at their all-time lows, and entrepreneurship...

A primary advantage of the housing cooperative is the pooling of members’ resources, which leverages their buying power and lowers the cost per member for all services and products associated...

Event planning can be challenging, especially for small-staff association professionals with limited time and resources.

Co-operatives are autonomous associations formed and democratically directed by people who come together to meet common economic, social, and cultural needs.

On the outside, the cooperative appears to be like any other business. Cooperatives sell a wide range of products, from hammers to fertilizer to clothing. They market producer goods and...

The Cooperative Society is a hopeful and practical blueprint of where we all need to place our focus if we wish to contribute to the evolution of a more resilient,...